Foreign Perspectives

Whilst this isn’t really an out and out financial blog as such I write about various financial topics from time to time as you’ve probably noticed.

What’s odd about them is that any time I write about something financial, I always get a little flurry of incoming links from an assorted collection of blog aggregation services. They’re always blog aggregators rather than real blogs too whereas any other incoming links are almost always from real blogs.

Why that should be the case I’ve no idea but it’s certainly handy in increasing the number of incoming links to the site.

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With the credit squeeze still upon us, it shouldn’t be a great surprise to learn that many parents are still tapping the Bank of Mum & Dad even as adults.

The research commissioned by Scottish Widows indicates that over a third of parents have had to tap into their retirement savings to fund these requests from their children. That’s a scary thought as it implies that those parents may well need to call in that loan at some point if/when they run out of money for their own retirement and I’m sure it’s not something that the “kids” have considered.

It’s not peanuts either as the research indicates that the amount involved is well over £60 BILLION.

Now, it’s probably fine for the 30% who were asking for money to fund the deposit on a house in that they’ve actually got something “in the bank” so to speak but over 40% were asking for the money to repay debt and that’s money that’s quite simply gone. Quite what those “children” are going to do when their parents come to them asking for the money back so that they can retire in the manner in which they’d planned to is a very good question. One suspects that they’ll end up needing to consider secured loans on the parental home at some point.

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Doing the English component of my modern languages degree as the very last course after years of learning both French and Spanish gives a slightly peculiar perspective.

For one thing, I know a lot of the linguistics words that they’re using but I only know the French and Spanish words for the relevant terms. It’s a little peculiar being able to speak about English using French or Spanish words!

It’s taught quite differently to the foreign language components too and seems, to me, much easier than they were even though, in principle, this course is at the same educational level as the foreign language ones. One very noticeable aspect of this is that I find that I can work on the English well into the evening whereas I couldn’t do that with either the French or the Spanish until towards the end of those segments.

The course starts off with something of a potted history of the English language itself and in particular it homes in one how very old English words and expressions live on in many of the dialects that are spoken around the UK today. Interestingly, some of these are now strongly associated with particular regions whereas they’d have been used throughout what is now the UK several centuries ago. For example, “wee” is very much seen as a Scottish term for “small” but it’s actually an Old English word dating back over 1000 years and one of many where the Scots even retain the phraseology of Old English in their use of it.

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