Foreign Perspectives

By the time you read this, we should be well on the way to our place in France (scheduled posts are wonderful!) and pretty much totally exhausted.

The plan is that on Saturday morning we’ll have gone from Belfast to Rosslare to catch the LD Lines ferry to Le Havre around 5pm. That’s a relatively easy 4 hours drive though it seems to go on forever as we found out doing the route the other way in January.

It’s an overnight ferry trip which is quite relaxing in comparison to the drive from Stranraer to Dover. Cheaper too when you offset the cost of the cabin against the savings in petrol. Unfortunately, that 5pm-ish departure makes for an arrival around the same time the next day in Le Havre.

Our theory is that we’ll relax on the boat and start driving when we get off. Snag is that at this time of year most of the hotels along our route down France will be full so we probably won’t have any choice but to drive on through the night which isn’t altogether appealing to put it mildly.

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As always with government sponsored savings there’s a mix of an intention to address the savings plans to just about everyone and the ensuing complications that this makes which makes it that much more difficult to get over the ideas to such a diverse group of people.

Fortunately, the kiwisaver product has attracted the interest of those aiming to clear a way through all the jargon and identify the particular product that meets your needs. For example, the Kiwiselect asks a few basic questions (your age, your attitude to risk and your expectations as to how an investment should perform) before going on to identify investment funds that are aiming to meet those particular needs. I say aiming as none of the returns are guaranteed.

It’s a simple product selector which cuts the number of funds worth looking at to a manageable number (six came up in my case) and more importantly weeds out all those that wouldn’t fit with your investment personality.

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Sadly, we’ve just heard the news that some ******** have broken into our house in France and trashed the place.

What seems pretty much a cert is that the things that they took (seemingly less than a dozen things in total although we need to do a full check) will be appearing in one of the vide greniers (car boot sales) over this weekend. Some of their customers will be less than pleased with their purchases as they include, among other things, a TV that can’t receive French TV programmes and a number of region 1 DVDs that won’t play on French DVD players.

It isn’t so much the things that they’ve taken which is annoying though: it’s that they simply trashed most rooms in the house looking for stuff that just wasn’t there. Thanks to the high prevalence of the black economy in France, most French households are likely to have quite a pile of cash stashed away but us foreigners just don’t work like that so their cash take amounted to a few euros at best.

In other countries there’d be an insurance claim, of course, but in France the insurance only pays out when you have the original receipts and, for the most part, people don’t have them so you end up paying a whole lot for insurance that realistically you will never be able to claim on.

Anyway, it looks like our notional holiday will be taken up with cleaning up the mess that they’ve left behind and wasting time with the insurance company.

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