Archive for the ‘America’ Category

Sampling university education in the UK and US

Sunday, November 23rd, 2008

Open education is becoming an increasingly popular thing for various universities around the world to produce these days.

The quality of what’s on offer varies enormously of course. Normal redbrick universities will put on anything from small samplers through to pretty much entire courses in the case of Yale. Ironically, the sample from the more open universities is at the other end of the scale with, for example, the Open University offering very small segments of a wide range of courses in contrast to Yales complete versions of a small number of courses.

Why the difference?

For Yale, the course samples on offer are something of an advertisement for the university and creates quite a bit of good PR too as segments of some of the courses currently on offer have been used by a range of educational establishments to liven up their own course presentations. The situation with the Open University is quite different. They’re not so much advertising the university as the courses themselves thus whilst in the Yale selection you’ll find the complete introductory pschology course (which is absolutely fascinating), from the Open University you’ll find just four units from their equivalent course.

The “problem” with all of these offerings is that they’re quite addictive and it’s tempting to seriously consider signing up for the full thing. Now, that “full thing” is $35,000 a year in Yale (that’s for 8 to 10 courses similar to those that you’ll see online ie around $4,000 a course) or around $4.500 for the full credit course in the Open University (assuming that you’re paying the full price, $2,000 if you live in the UK and get the subsidity). Interestingly, it’s actually cheaper to do the course in America which is contrary to what most people would expect.

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What about a credit card if you’ve got a good credit rating?

Thursday, August 21st, 2008

These days all the credit card advertising you see seems aimed at people who have bad credit ratings, but what if you have a good credit rating?

In that case, the range of cards open to you is much wider and the offers available on various aspects of the cards are much better. For example, you can expect to be able to get points or cashback with cards, better interest rates and lower operating costs generally.

Instant Approval Credit Card sites are also a good deal more available to you. With a history of previous bad credit you’ve usually pretty limited access to such sites but if your credit is considered good to excellent then you can access them all (subject the usual restrictions ie US residency, regular income and so on).

How come I’ve an image of an ordinary card if this post is aimed at those with great credit records? Simple: gold and platinum are mostly just prettier pieces of plastic and often it’s the case that you can get the best offers on ordinary cards eg this particular one comes with 0% introductory interest, 6% rebate on gas purchases and no annual fee which beats pretty much all the other offers around these days.

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Ever dreamed of owning a Cadillac…?

Wednesday, August 20th, 2008

Many people drive the car they have to drive. Many people drive the car they can only afford to drive. How many people wait a long time before they finally get to drive around in the car they have always dreamed of owning…? the answer is MOST people. But when you finally DO get around to buying that car of your dreams take into consideration where you will actually be buying it from…

Many people never get to sit in a Cadillac let alone own one. My first encounter with one of these beautiful vehicles was as a child – my friend’s father owned one – and he collected us from school one day in it. It certainly was in a whole different league to the old ford falcon squire station wagon my Dad owned. This was pure class, comfort and style. I never forgot that ride in that car.

When you are ready to purchase your dream Cadillac make sure you entrust your new investment to those at New Cadillacs Harrisburg PA where their team specialise in this particular make of car. They know what Cadillac drivers want and need and will assist you every step of the way with getting you into that car of our dreams.

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