Foreign Perspectives

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In the days of Franco, the various local languages in Spain were, by and large, suppressed. The overall effect of that was that they were on the way to dying out.

However, since the early 1980s single language schools in the local language have sprung up in all areas of Spain where there is a local language. That’s particularly important in the Basque region as their language is so different from all others that it’s said to be virtually impossible to learn unless you learn it as a child.

But there’s a downside to all this promotion of local languages and that’s that it’s beginning to cut those taught in them from the rest of the world. This morning we had one of an increasing number of Spanish guests who couldn’t really speak any language other than Catalan. We could barely communicate with them at all because they couldn’t speak more than a few words of English, French or Spanish.

Now, I can understand that in some areas they would prefer not to be taught in Spanish but they really need to learn one world language or many people will find themselves virtually cut off from the world. Remember that these are local languages: if you only speak a local language you’re going to have trouble outside that region.

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It’s obviously impossible to name a single bank which you can choose simply because no single bank operates in every country of the world.

There are some general pointers as to how to go about choosing your bank though.

One school of thought is that you should choose the local bank with the most branches in the area which you’re moving to. That’s a reasonable approach in that for most countries there’s a charge to use ATMs that aren’t owned by your own bank so it may save you on ATM withdrawal fees. However, be wary of local banks that don’t operate internationally on a widespread basis or that don’t attract many foreign customers as you can come unstuck very easily through not having local banking practices explained to you. This even applies in many cases where banks operate English speaking branches: they might well speak English but often banking terms don’t translate well.

The other school of thought is that you should choose a bank based in your own country but with branches in your new country. This can work well in that the banking staff should be more familiar with the banking practices that you’re used to and sometimes offer good deals on money transfers to/from your home country. So, for example, if you’re American then the best choice is usually Citibank as that operates as a local bank in many countries yet retains an American feel in every location in which it operates and offers good deals on transfers between Citibank accounts in other countries. However, if you’re British, you might think that HSBC would be the way to go yet because it bills itself as “the world’s local bank” it tends to follow local banking practices more than British ones although it does offer transfers to your HSBC accounts in other countries.

Don’t forget that you don’t need to choose a single bank. One combination that works very well is a local bank with low charges and lots of branches combined with an international bank to handle your global transfers.

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If you’re looking for a property along the Mediterranean most of the time you’ll not be too bothered about which particular country that property is in. The snag is that the majority of property listings sites operate on a country by country basis so you’ve to hunt round a whole lot of them if you’re determined to find the perfect property for you at the best price.

Medhead is different in that it aims to cover all the countries around the Mediterranean in one place. At the moment, the majority of their properties are in Spain and their italian property listings are fairly short (although with some excellent properties amongst them) but that’ll change as they expand their marketing. You can, for instance, search on the type of property you’re interested in without specifying the country and there are some really fantastic bargains on the site eg a 10 bedroom, 4 bathroom property for under 200,000‚€ in Granada.

If you’re selling a property, the site provides an instant and accurate translation of the basic details of your property into the seven languages that the site supports thus you have a much greater potential audience for your property than you would on most listings sites.

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