Foreign Perspectives

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Shopping for white goods in the high street always seems such a soul destroying exercise, doesn’t it?

Not only is the shopping part unrewarding but then you’ve to put up with the salesman trying to sell you the extended warranty that never really makes sense on electrical or electronic goods.

Buying online avoids all that and offers a much wider range than any high street store could realistically stock. The downside is that something like the Miele KF5650SD obviously is going to cost a fair bit in terms of delivery charges so that although the list price online might be lower than the price in a shop, the price you end up paying isn’t all that different most of the time (there are exceptions to this of course). On the other hand you’re definitely going to avoid the high pressure sales techniques for the extended warranty and save a lot of trudging round shops too.

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Although it’s best to retain your endowment for the full term sometimes that’s just not possible for one reason or another.

However, you don’t need to take the pitifully low amount that you’ll be offered by the insurance company as it’s possible to sell endowments these days and almost always that’ll bring you in a significantly larger amount than the insurance company are offering you. If it’s an endownment that you’ve notionally been using to pay off your mortgage the amounts involved can be very substantial indeed (you usually can’t sell the endowment if it’s been assigned to the bank).

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You might think that this is a daft time to be thinking about getting yourself some education in the fields of stock market investment and property investment with both those worlds seeming to be in the process of falling down around us.

In fact, it’s close to being the perfect time to have yourself fully equipped with the knowledge that you need to make the most of these times and to take advantage of the upturn that can’t be far off now. WIN investing is one of the top outfits offering training in both these areas.

Their courses aren’t cheap but are very high quality (eg one of the masterclasses lets you keep the laptop you’ll be using during the course).

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