Archive for the ‘Society’ Category
To strike or not to strike for public service pensions
Pension payments for all but the lowest paid in the public sector are going up (mostly doubling) and they’re going to have to work longer before they are entitled to the maximum pension. Surely it must only be right that the well paid public servants in secure jobs pay more for their gold plated pensions? Why should the rest of us pay for their pensions anyway?
The snag with public sector pensions is that the employer is the government so therefore, yes, the rest of us do have to pay for their pensions. Unless you’d rather that they get no pensions at all (in which case, I hope you don’t mind doing without schools, hospitals, etc.) then the government (ie taxpayers) must act as responsible employers and pay for those pensions. The other snag is that, unlike private sector pensions, the public sectors operate on a pay as you go system which means that the current workers pay for the pensions of the current pensioners or rather taxes do (that’s how the normal retirement pension operates too).
OK, so we should pay them a pension, but surely we shouldn’t be paying the well-paid public servants gold plated pensions? Actually, well-paid public servants are very much in the minority with a considerable number getting close to the minimum wage. Courtesy of a number of changes in recent years, that “gold-plating” is looking distinctly tarnished with three separate schemes being introduced over the last 10 years, the prior schemes being closed to new members and each new scheme being markedly poorer than the one before. The latest offering is a lurch towards an average salary rather than the current final salary scheme which will be a major, major drop in the pensions that people will be eligible for though, as usual with pensions, a magnitude of a drop that most people wouldn’t realise until it was far too late.
In some ways it could be a good thing. The net effect, for public servants who realise it, is that their lifetime earnings is being cut quite dramatically so it might encourage more to leave for the private sector. The only snag with that is that we need those public services that the people most likely to leave provide. On the whole, those most likely to leave would be the higher earners. Do you really want to have an exodus of teachers, nurses, etc.? What about the well-paid Whitehall people perhaps? Surely they can be done without? Certainly, if you’re happy to have poor advice given to the government on all kinds of matters, you could do without them.
Should you strike? Despite being what I’d say was one of the most right wing union representatives ever, I think, yes, this is a time to show that you support your union negotiators.
Should you support the strike as a taxpayer? I think yes too as it’s really going to impact on the quality of public servants and hence public services that you get over the years to come.
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Quite a full Easter
With starting the new job the week before Easter, this is my first week of work holidays in over eight years!
As we normally do, it was off to Portrush on Easter Monday. Usually, there’s a mass of traffic along the way, a traffic jam a mile or two long going into the town, pretty much nowhere to park, wall to wall crowds everywhere regardless of the weather and no money in the cash machines. This year the traffic seemed a bit light on the way up, there was no traffic jam at all, loads of parking spots even quite close into the town, hardly any crowds and money in the cash machines even in the late afternoon as we were leaving. We didn’t even have to queue in the café and there was next to no queuing in Barry’s either. Methinks that Portrush is going to have a tough time financially if they can’t fill up even on Easter Monday.
Ongoing throughout the holiday has been the assignment for SD329 a biology cum psychology course that runs through to October. Although it was very much a last minute thing, it was a much easier assignment than the chemistry one which I’ve been ruminating over for weeks. I wasn’t too keen on the breakdown of every section of every question into a specific word count but it did prompt me to write a little more on some questions than I otherwise would have done which, hopefully, will improve the marks. Anyway, it’s off so it’s just the final chemistry question to complete tomorrow.
I came across a neat site which converts any website into an Android application so I’ve put on four trial ones. They look fine on the ASUS tablet but I’ll need to rejig the style sheet a bit to tidy up their appearance on Android phones. I may need to get myself an Android phone to really try them out too. No downloads as yet but then they’ve only been on a couple of days.
The materials for the Infectious Disease course arrived yesterday. No big surprises there as I picked up a copy of the pre-course briefing last year. I’ll have to get going on reading it properly soon as I want to get that well underway before I need to start the chemistry revision and indeed the pre-course work for the chemistry summer school for that matter. Oh, and the two assignments that’ll fall due in the midst of that revision time too. It’s going to be a hectic time for me in May and June.
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Tidying up the finances when someone goes into a nursing home
Mum’s journey into a nursing home was largely unplanned for and constantly suffering from delays on the part of social services but she’s been there for several months now. That’s created a much greater involvement with social services and social security than we’ve had up to now and it’s something of a nightmare on the whole.
First off, the financial assessment people want a whole bunch of information about her finances. That sounded like it would be simple when they demanded it (“ask” isn’t in their vocabulary) but in fact it isn’t. Even getting information from their colleagues in social security proved extremely difficult. In fact, that difficulty should really be obvious: you’re phoning up to ask about someone else’s financial situation. Naturally, the answer is along the lines “we can’t provide that information to you”.
On the other side of the coin their colleagues in social services are concerned about protecting her finances. Well, protecting them for themselves really as their view is that all her assets were built up to pay for nursing home fees. However, there’s a conflict in their demands and those of the financial assessment people.
Then there’s the matter of transferring numerous direct debits built up over a period of time. Not quite so simple really although that at least appears to be doable for the most part with the exception, so far, of Sky who can’t get their head around needing to cancel Sky because the person using and paying for it has moved into a nursing home. I look forward to their demands for payment now that I’ve canceled the direct debit. Well, actually, I won’t get them as they insist on speaking to the bill payer, who ain’t here any more.
Anyway, I think I’m on the home run with moving the bills to appropriate places.
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