Foreign Perspectives

If you’re looking for cheaper car insurance, there are basically five areas where you can alter the cost:

1. you, in particular your age (older but below 65 is good), sex (female is cheaper) and driving record (no accidents, speeding tickets and so on);
2. the car, smaller=cheaper by and large;
3. where you live (OK, not necessarily easy to change);
4. the insurance company: not all price the other factors in the same way; and
5. how you buy it: usually online is cheaper.

Clearly you’re unlikely to move house to reduce your car insurance premiums, a sex-change is quite unlikely and you’re going to get older no matter what you do but you can do something about most of the other factors when you look for Discount Car Insurance and the difference each makes can be quite substantial.

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