Foreign Perspectives

These days all the credit card advertising you see seems aimed at people who have bad credit ratings, but what if you have a good credit rating?

In that case, the range of cards open to you is much wider and the offers available on various aspects of the cards are much better. For example, you can expect to be able to get points or cashback with cards, better interest rates and lower operating costs generally.

Instant Approval Credit Card sites are also a good deal more available to you. With a history of previous bad credit you’ve usually pretty limited access to such sites but if your credit is considered good to excellent then you can access them all (subject the usual restrictions ie US residency, regular income and so on).

How come I’ve an image of an ordinary card if this post is aimed at those with great credit records? Simple: gold and platinum are mostly just prettier pieces of plastic and often it’s the case that you can get the best offers on ordinary cards eg this particular one comes with 0% introductory interest, 6% rebate on gas purchases and no annual fee which beats pretty much all the other offers around these days.

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