Working through your Kiwisaver options
As always with government sponsored savings there’s a mix of an intention to address the savings plans to just about everyone and the ensuing complications that this makes which makes it that much more difficult to get over the ideas to such a diverse group of people.
Fortunately, the kiwisaver product has attracted the interest of those aiming to clear a way through all the jargon and identify the particular product that meets your needs. For example, the Kiwiselect asks a few basic questions (your age, your attitude to risk and your expectations as to how an investment should perform) before going on to identify investment funds that are aiming to meet those particular needs. I say aiming as none of the returns are guaranteed.
It’s a simple product selector which cuts the number of funds worth looking at to a manageable number (six came up in my case) and more importantly weeds out all those that wouldn’t fit with your investment personality.
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