Archive for January, 2007

The booming housing market in Belfast

House for rent in Holywood

As you’ll know if you have been following our little saga, we may be living in the south of France but we actually watch BBC Northern Ireland for the news & weather.

So, you would think that we would be aware of a boom in house prices in Northern Ireland, wouldn’t you? We certainly did but in practice it’s one of the things that you need to be living in the country to really notice. We knew that the house prices were going up but just assumed that it was the same drifting up that there has always been whereas in fact it’s been quite a boom lately which we only knew about when a friend from back home mentioned it in passing in an e-mail.

For example, our own house was valued at £117,500 in February 2005 and £130,000 in September 2006 which is a reasonable enough rise in the price. However, right now an identical house has just been sold for £180,000 which is a pretty staggering rise in just a few months. It doesn’t seem to be an isolated jump either as my parents house has gone from around £130,000 at the start of 2005 to £250,000 now.

Unfortunately for anyone wanting to buy their first house, the salaries locally don’t seem to have experienced anything like the increase to warrant such high prices and as a result the rental market seems to be growing quickly too. For example, we had new tenants in our house in under three weeks when ordinarily it would take a few months to find new tenants. What’s also happening is that the earnings multiples on mortgages are moving up with five times income the norm vs just three times only a few years ago.

Who is driving this rise though? Well, as I’m sure you remember Northern Ireland had the “troubles” for most of the last 30 years. What happened over that time is that whenever there was an uptick in violence then the number of people leaving Northern Ireland went up correspondingly. The overall effect is that there are a considerable number of people who consider Northern Ireland as home but who live elsewhere. A side effect of that was that house prices in Northern Ireland were unrealistically low in comparison to elsewhere in the UK yet in the 1960s (before the troubles) prices in Belfast were comparable to those in London.

Now that peace seems more solidly based, those people are starting to come back and they’re driving the house prices through the roof right across the province. In effect, the prices are jumping to catch up with where they would have been had the troubles not happened.

Is there any more of a rise to come though? It would appear so in that the prices still haven’t caught up with those of properties in outer London which they were comparable with in the 1960s. That would imply a price for my parents house of over £500,000 ie about double it’s current price.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Revelations from the France of the 1950s: the United Kingdom of Great Britain, Northern Ireland and France

United Kingdom of Great Britain, Northern Ireland and FranceWe watched with interest and some amazement at the recent revelations that France had proposed a unification with the UK back in the 1950s.

If it had gone ahead in either of the forms proposed there would have been much that would have been different in the last 50 years. The European Union would never have gotten off the ground for a start or at least it would have but in a very different form with countries joining either the United Kingdom of Great Britain, Northern Ireland and France or the British Commonwealth depending on which option they had ran with back then. Would the Commonwealth have once again become the British Empire?

Presumably either way the British Commonwealth would have remained a source of goods rather than being pushed to the one side as sourcing for bananas and the like moved towards European countries.

Would it have made a difference to how the settlement of France by the brits has actually happened in recent times? It certainly could have started to happen much earlier as it was only possible to move easily to France after various European laws came into force but with a UK including France that movement could have started nearly 30 years earlier.

I think that the timing of things is perhaps the major difference that there would have been. The channel tunnel would have been built a lot sooner as a means of tying the new kingdom together and we might even have had the BritishFrench Airways Concorde still flying as the symbol of a much larger nation.

‘Tis a shame that it didn’t get off the ground.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Is it worthwhile writing a blog?

People seem to come to the world of blogs from two basic angles: 1) a personal diary of sorts and 2) a business diary. Of course, in many cases there’s a lot of cross-over between the two.

Whatever way they get there, sooner or later you start to see adverts on the sites. Do they make money though?

Our own relatively low-key efforts have made us around $10 and I suspect that’s a reasonably typical income for most blogs. After all, few will get the high level of traffic that’s required to pull in the advertising income but then that’s the case for a lot of ordinary websites.

On the other hand, if the blog attracts a particular audience things can change. For instance, you’ll see a fairly small advert on the relatively high profile site Petite Anglaise for clothing which I suspect works quite well as it fits in very well with the overall theme of the blog. Others make the blog one of the main planks of their Internet promotion such as Europe A La Carte. We sometimes seem to have the market cornered on French toilets and French septic tanks, neither of which are in our main line of business but both have attracted people to the blog and have moved us significantly up the blog rankings as a result.

As personal blogs meld into business ones, there’s money to be made through mentioning your business in the blog. I don’t think you can realistically do this by “in your face” advertising and so we’ve adopted a very low-key approach through telling people what it’s like here at various times of year and via our series on buying a house in France. However, whilst both may attract people to the region, they might not stay with us.

What about the “in your face” approach though? Would that work? Actually, I suspect that it would work in that google shoots blog postings right into the top 10 within a day or two. Snag is that they don’t stay there for long. For instance, we were briefly the world expert on French septic tanks when we posted on that topic and by mentioning French septic tanks several times in this piece should be the top site once again, if only for a few days. It’s even possible to stay in the top 10 if you choose your key words properly. For instance, the top entry for google on “French military victories” has remained there for several years and indeed we still get a regular trickle of hits on our septic tank page.

Where this “in your face” approach falls down is that it’s a one-shot deal and doesn’t use the power of blogs which is to attract a regular readership.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Advantages of staying in British owned accommodation in France

Hotel in the vineyards near PerpignanIf you ask an estate agent for accommodation suggestions for a house hunting trip, they will almost always suggest a hotel in the town that their office is in.

That certainly makes it handy to see them, but it’s almost certainly not the best choice for you. Most people who look for property in France are looking for somewhere in the country so staying in a town-centre hotel won’t give you any opportunity to experience the kind of life that you are considering.

Not only that, but the hotel will almost certainly be French run whereas if you choose somewhere that’s run by someone who has made the move from the UK themselves you can ask them about it and avoid the “everything is wonderful” type of answer that you’ll get from all the estate agents. Such people will have looked at the area with “your eyes” so to speak and be able to point out pros and cons about the various parts of their region throughout the year.

If you’re considering the south of France not call in with us at Mas Camps? We live in one of the most beautiful but lesser known (hence cheaper) regions just west of Perpignan.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Buying a house in France: part 4: French for your children

Starting school in FranceAs with yourself, there are two aspects of this ie what to do before you come here and what to do after you get here.

Before you get here, you should try to encourage your kids to enroll in French classes where they are available. If you’re near a large town or city you may be able to enroll younger children in French language playgroups and the like. One thing that you shouldn’t do is to speak French to the children yourself as this way they’ll pick up your French accent: we’ve heard many British children who’ve been here for some years still saying BON JURE rather than BO ZHUR simply because their parents spoke French to them from the start. Take particular care that playgroup leaders are native French speakers.

When they get here, if you can, you should enroll 2 to 11 year olds in a French school (more on education later) and 12 to 18 year olds in a bilingual school. I recommend bilingual so that your children can keep up their fluency in English as well as French; we’ve touched on this aspect several times in the past which are worth reading to see the kind of difficulties you can find with French language schools for older children.

Next week is our final section on languages: the local languages in France and what to do about them.

This series is available in reference form on our Living in France pages.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.
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