Foreign Perspectives

Archive for the ‘Immigration’ Category

One of the questions that’s in the back of our minds at the moment is “where should we go after here?” and the answer is far from simple.

Our first complication is that since we’re selling both a business and a home at the same time and likely to be moving to another country, the synchronisation of the move will be quite complex. Consequently, our current thinking is that the bulk of our possessions will go to storage somewhere whilst we rent an interim home elsewhere. To simplify our lives tax-wise, it’s probably going to be a little easier if the interim spot isn’t in France as that’ll create a clean-ish break from the French tax system sooner than if our interim spot were in France.

With the sedate pace of French property sales, we’d have anything from three to six months from the “I’ll take it” until the cheque clears in our bank account so there should be lots of time to arrange that interim move. In fact, probably enough to skip the interim stage but synchronising a sale in France with a purchase elsewhere would be next to impossible hence the interim stage.

Where to go after that though? Whilst we’ve not yet settled on a single spot, a number of requirements are already apparent:

1. We’d like the kids to grow up english speaking;
2. We want a country that is broadly pro-business.

The first point doesn’t actually rule out non-english speaking countries as you might think as there are many countries with bilingual schools and in fact the possibility of a bilingual education would be quite a plus point for us.

We’re saying pro-business basically because we’ve experienced a broadly anti-business environment over the last four years and it makes life a lot more difficult at every stage of running a business. France is changing, but not quickly enough for us.

I’m sure that we’ll add many more requirements over the months to come!

As we’re confident that we’ll be on the move at some stage this year, we’ve started thinking through some of the logistics of the process.

Our first problem is that we don’t know when the sale will go through and therefore we can’t currently go out and buy somewhere else. Also, given the slow pace of sales here and likely delays in the process, it would be quite difficult to synchronise the sale here with the purchase somewhere else and especially so as each trade is separate here ie buyer/seller chains don’t exist.

That lack of synchronisation means that we’re almost certainly going to need an interim place to live in between living here and living in our new permanent home (where-ever that may be). Although simplifying the logistics of moving out of here it adds some other complications for us in terms of schooling for the kids and where to tell the removal truck to go. In that the interim place isn’t going to be our permanent home and may not even be in the country that we’ll finally settle in, it’s also looking likely that we’ll be needing to store the stuff from here somewhere but, of course, we’ll need some of that stuff whilst we’re in our interim home which means that we’re going to have to sit down and work out what we’ll need to take with us rather than put in the truck. That’s not so simple in that there’s a whole lot of kiddy stuff which takes up quite a volume not to mention items like the computer I’m typing this on, bedding and so on. Now obviously we could do without some of that stuff for a “while” but here too we don’t know how long we’ll be in the interim spot.

Far from simple, eh?

Whilst it’s easy enough to come up with a price for a house in a town where there are a lot of similar houses around and a regular turnover, it’s an entirely different matter in rural France.

For a start, once you get into the countryside, houses aren’t all the same. Even two similar looking cottages won’t come with the same price attached because they’ll be in different locations with different views and so on. And, of course, they’ll not be the same inside either nor will they have been equally well maintained. Finally, there just isn’t the regularity of turnover of housing in the French countryside as you get in a typical town in the UK.

So how do the French price their houses? Well, first off they look around at the various estate agent brochures that seem to be in every place you could possibily find them. The French don’t have a single estate agent selling a property usually so there are even more brochures than you might expect.

They look for vaguely similar houses to what they have to sell and take a view on whether their’s is worth more or less than the price being asked. What they don’t do usually is to ask the estate agent what the price should be and therefore the prices listed aren’t necessarily realistic. In fact, most are actually conversions from some relatively arbitrary figure in French francs with the estate agent commission being added on (hence the slightly peculiar sums that you sometimes see being asked).

So, don’t take the price in the estate agents brochure as gospel. It’s usually not based on any firm idea of what the house should be worth so you may well be able to negotiate either the price or what’s included in the price.

At first thought, it probably seems to make a lot of sense to start speaking French to your children if you’re planning on moving to France and to keep doing that after you’ve moved. However, that first thought is very definitely wrong!

Unless you are a native French speaker, your accent, vocabulary and grammar just aren’t going to be perfect. Of these the accent is most noticeably a problem with many children from english speaking families still saying BON JUR rather than BOZHUR even many years after they have settled into a French school. However, both the vocabulary and the grammar are a problem too in that the French which children speak isn’t quite the same as that which adults speak so that you’ll often find it easy enough to chat in French to adults but really struggle in talking to their children.

Perhaps the greatest aspect of the problem is that if you stick to not-quite-perfect French with your children and they’re fairly young when you start down that path (say, under 5) then they may well grow up without any solid “native” language at all. This effect takes some years to be really noticeable but eventually you’ll find that you can’t explain how some aspect of grammar is supposed to work to them, not because your language ability isn’t up to it, but because they just don’t have a solid understanding of how any language works.

However, even if you get past those problems and are blissfully assuming that your children will grow up bilingual just naturally: you’re wrong, because they won’t unless you work at it. One of the most difficult people to speak to that I’ve ever met was an “English” estate agent who’d been born 20-odd years ago in France to English parents. He’d never been to England and never had the opportunity to even see British TV nor read English books or magazines so the only English he’d heard was from his parents. Net effect was that he had a perfect English accent when he spoke but was neither fluent not could he understand English spoken to him by anyone other than his parents. However, even these days few parents put any effort into building the English of their children and just assume that they’ll pick it up from them: this doesn’t work because the majority of English that you learn is at school therefore unless your children are going to a bilingual or english speaking school, they simply won’t learn it.

So, no, don’t speak French to your kids but do make a point of developing their english speaking, listening, reading and writing abilities.

One thing that’s very noticeable in Valencia is that everywhere you see employment vacancy signs which implies quite a strong local economy.

As in other places in Spain there’s building work going on just about everywhere but it doesn’t seem so intrusive as it does in some cities (notably Madrid) with many quiet areas around the city. There’s more of a laid-back feel about the city too: everyone is certainly going somewhere yet they’re not going at the hectic pace you often see in Barcelona.

With the building work, there’s certainly money to be made in property speculation of course and the apartment we rented was owned by a relatively young Spaniard.

And the banks? It seemed like almost wall to wall banks in most of the central area of the city. Both more branches and a much wider variety of banks that I’ve seen anywhere outside London. They’re all competing for business too with many offers available on loans, credit cards and so on.