Foreign Perspectives

Archive for the ‘Miscellaneous’ Category

I was leafing through the categories and funnily enough though I write a fair bit about both holidays and finance I don’t think I’ve ever written something that covers both!

So, with the Christmas holiday season coming up, how were you planning on financing the holiday? Christmas is perhaps the worst holiday to finance as you can have a “worst-case” scenario in terms of finance with the potential for both Christmas presents and a foreign holiday which makes for quite a big bill for some people.

In an ideal world, you’d have saved up for it all months in advance, but then this isn’t an ideal world, is it? Therefore many people are looking to borrow money to finance it all.

Fortunately, many people are in the same boat and therefore there are lots of offers of credit around at this time of year. As a rule, avoid store credit for the presents as this is often the most expensive form of credit and instead look towards the banks. If you’ve not used up all the 0% card offers, this is the time to get filling in the appropriate application forms which can get you up to 9 months interest free credit on purchases and, if you’re lucky enough, you might be able to finance both the Christmas presents and the holiday with one of these cards.

One thing to avoid though is the head in the sand approach that many people take. That attitude will almost certainly cost you dear and you’ll end up paying way over the odds for your borrowing. Even if you can’t get 0%, at least check what interest you’re paying on your credit cards and use the one with the lowest rate to buy whatever needs bought.

Some of the links that come up on websites are pretty peculiar, don’t you think?

Now, I can understand where they’re coming from when a google ad appears on the blog that’s related to France. After all, I have written a fair amount about France in the past. But hold on: since I’m not writing much about it now, how come google is putting ads on the site that relate to France so often? It shouldn’t be what I wrote about in the past that’s relevant but what’s on the page with the ad right now. Except that often it isn’t.

In a similar vein, the pages being picked up by Reuters are something of a mystery. They’re using some variant of a keyword sieve to select the articles so it’s understandable that my article titled As seen on Reuters is the most “popular”. Similarly those with financial type words in the title have been picked up too, or at least some of them have. Trying to work out what they are looking for will while away many an hour over the Winter I expect.

And then there’s the people who have selected this blog to advertise on. Goodness knows what they are looking for as it’s a complete mystery to me!

I was a bit taken aback by the very high takeup from our e-mail to Scottish B&Bs and self-catering places a couple of weeks ago. So many took it up in fact that I’m going to have to implement a redesign of the site for Scotland that I’d not planned on doing ’til next year at the earliest.

So, I figured that the takeup would be broadly similar in Northern Ireland. Yet, although I’ve mailed a similar number of places (allowing for NI being smaller), the takeup is only about 10% of that for Scotland. Less than that actually as I’m still getting new entries for Scotland from the e-mail of a few weeks ago.

The wording is identical too so I’ve no idea why the takeup should be so abysmally low: lower even than the notional 1% that I should have received.

When we had the first little guy I was the one working as Wendy was at home looking after him but by the time we had the second little guy we were both working from home.

Since Wendy’s from Sydney and I’m from Belfast, that has had an unexpected effect on the accents of the two. James, the oldest, speaks with a mainly Sydney accent but with a Belfast sprinkled in amongst it whilst John speaks largely with a Belfast accent but with Sydney words in it.

Of course, that’s why they refer to your first language as your mother tongue in that, in times gone by, it was always the mother that was around the children the most. That’s obviously still the situation for most people these days but there are a growing number of families where it’s the mother working and the father at home or even both at home.

Obviously it’s not as noticeable when both parents are from the same place but when they’re not it can produce an interesting mix of accents in the speech of the children.

I’ve been “hit” yet again by StumbleUpon for a post in the same subject area ie on The France Show.

As before, there are the usual hundreds of hits and diddly in terms of adsense income from them as, on the whole, StumbleUpon people tend to be looking for something fairly specific (which is pretty ironic given the nature of it, of course).

What I keep meaning to do is to use StumbleUpon in some way as I feel sure that there must be some way to keep the arrivals on the site in some way. So far though I’ve not sat down and done more than think a little about it.

Ideas welcome!