Foreign Perspectives

Archive for the ‘Immigration’ Category

We had quite an interesting family staying with us for a few days.

The older parents wanted to move to France and therefore everyone was over on a scouting trip for about a week. Now, that’s a sensible thing as they wanted somewhere that their grandchildren (thankfully not also in tow) would like and a trip together gives everyone a chance to throw in their 2 cents.

However, the downside of this type of group is that it’s difficult to reach an agreement which everyone can live with.

The parents (in their 70s) wanted to buy somewhere small that they could look after easily enough. The grown-up children were more interested in spending a bit more and getting somewhere as an investment.

It is actually possible to get a solution for such a seemingly divergent set of criteria but what’s required is that everyone sit down together and state what they really want rather than leaving a whole lot unsaid as seems to have been the case with this particular group. With such a meeting, it’s usually possible to come up with a specification containing the essentials and the desireables which can then be used to aid an estate agent in finding your ideal property.

Even if you don’t have a disparate group, it’s useful to draw up a specification like that as you’ll be much more likely to find your ideal property than if you don’t have that.

Although France has been moving online rapidly in recent years, many existing laws and customs don’t fit in well with the online world.

You can certainly buy books and such online no problem. The purchase “contract” is very clear and, even in France, it doesn’t require a signature to buy a book. Having said that, the way that Amazon constantly runs “sales” is probably illegal in France as sales are limited to specific periods of the year here so perhaps someday a French bookshop will get them banned.

You can’t buy commercial goods so easily though as you generally need to prove to them that you’re a business. So, whilst you can sometimes place an order, you sometimes find that they want documentary proof that you are a registered business. Elsewhere in the world, just because you’re a “wholesale” sales outfit doesn’t mean that you aren’t legally allowed to sell to the public, but here it tend to.

Even buying car insurance online doesn’t seem a runner. We could only find one place that would even provide an estimate online and even with them we still have to go in to the office to provide the documentation and pay for it.

So, yes you can buy online in France but there are significant limitations in what they’re allowed to sell you online which don’t apply elsewhere.

One thing’s for sure: the weather doesn’t mess around over here – it’s either one extreme or the other.

We’re just through a really major thunder and lightening storm the like of which you just don’t see in Northern Ireland.

All being well normal south of France weather will be resumed tomorrow with the sun and cloudless skies that usually characterise September here.

We’ve had quite a run of Brits who live in Spain stay with us on their way to/from the UK over the last few months.

With few exceptions, they have all assumed that southern France will be just like Spain. So the resorts will be fully open ’til November, the restaurants will start serving food from 9pm, and so on.

Well, it isn’t like that at all.

The beach resorts in France start closing up in the first week of September and are almost completely closed down by the end of the second week. Of course, that suits us as we get a jump in bookings for the second two weeks of September.

Far from opening at 9pm, the restaurants here have all closed by then and usually won’t serve you much after 8pm. In fact, by then your choice is usually limited to McDonalds and the like. Even in the busiest week of the year for Perpignan (which is this week), they still close at their normal times. This seems particularly daft this week as the town is full of journalists and there’s a very popular nightly show which runs to midnight yet everywhere is closed by the time it finishes.

One thing never to neglect when you’re living abroad is the cost of changing money from one currency to another yet virtually nobody considers it.

The costs can be quite substantial too. A friend of mine who was living in Brussels once casually remarked that he just used the Halifax as he did at home, lifting EUR 20 or EUR 30 whenever he needed it. He was more than a little takenaback when I pointed out that by doing that he was paying around 10% of his entire salary in bank charges. Yes, that much.

We’ve had quite a run of Brits living in Spain stopping with us on their way to/from the UK this year and I was very surprised to find that only one of them used the Nationwide credit card. Yet, that’s the only one that offers free exchange from sterling to other currencies (and all of the people concerned were living on a UK based income).

The other alternative for euro-zone countries is the Halifax which operates as Banco Halifax in Spain. They offer free transfers from UK based Halifax (and Bank of Scotland) accounts to Halifax in Spain. Although they don’t currently operate elsewhere in Europe, the Spanish outfit is quite sufficient for those in eurozone countries as you can, of course, use the supplied debit card outside Spain for purchases (it’s a bit expensive for ATM withdrawals outside Spain).

Very handy and the whole thing operates in English.