Archive for the ‘Immigration’ Category
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Why are there no wetbacks in Europe?
April 11th, 2007 | 
Author: I recently came across Immigration Orange which covers immigration issues primarily in America but increasingly worldwide.When I thought about the things that they cover, it struck me that there don’t seem to be any Canadian wetbacks nor do there seem to be any in Europe. For those that don’t know “wetback” is the (derogratory) term used to describe illegal immigrants in America, essentially because the border is marked by the Rio Grande and therefore in times past they could be picked out by having wet-backs from crossing the river.
Legal immigrants to America fall broadly into one of four categories:
- Employment-based preference, essentially those who have skills that are in demand;
- Family preference, which allows people to sponsor close relatives;
- Diversity, which aims to increase the numbers of under-represented groups; and
- Refugees
There aren’t any Canadian wetbacks for the simple reason that it’s relatively easy for a Canadian to live and work in America quite legally therefore the number of Canadian illegal immigrants to America is much smaller than it would be otherwise. Aside from that, the Canadian economy is on a par with that in America so there are very few economic migrants whereas this is by far the largest category of immigrants from Mexico.
However, those reasons don’t apply in Europe. With the fall of the Eastern Bloc we have neither the fences nor the border guards so it’s clearly much easier for people to just walk over the borders than it has been in the past. Yet, still we appear to have neither the number of illegals nor the complex about them that exists in America. How come?
It seems to me that it’s largely down to the difference between the economic geography of America compared to Europe.
America borders with two countries. Canada is relatively rich and there seem to be no worries about illegal immigration from Canada. Mexico is relatively poor and the Americans are talking about building a wall to keep out the flood of illegal immigrants.
Europe on the other hand has a group of relatively rich countries in the centre, slightly poorer ones surrounding it and poorer still a little further out. Therefore, by and large, there isn’t the massive jump in relative economic prosperity when you move from one country to its immediate neighbours as there exists between Mexico and America. Move from Romania to Bulgaria and there is little difference. Move from Romania to France and there’s a big difference but then there are several countries between Romania and France whereas Romania and Bulgaria share a border.
Of course there are illegal immigrants in Europe but their numbers are a good deal smaller than they would be were there the sharp difference in prosperity in neighbouring countries as exists between Mexico and America.
Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.
Ice Cream Vans as an indication of attitudes about the climate
Although Northern Ireland is definitely cooler than the south of France, one surprising difference is that Northern Ireland has icecream vans at just about every possible location that you’d find crowds of people whereas France seems to have none of these.That’s indicative of quite a different attitude towards the climate in general between NI and France which we’ve seen illustrated numerous times whilst we’ve been here.
As soon as the temperature drops below around 30c over here, all the locals don their Winter coats. Not just any old Winter coat either for the coats on sale in the local shops seem more suited to Arctic conditions than the, usually, very mild Winters that we get here. Although it’s been warm enough for us to be running around in t-shirts almost all the time since March 2006 (yes, all year), the local population has been wearing their heavy coats since late September.
Perhaps the most noticeable difference that we’ve seen though is when our son was born here at the end of August. As you can imagine, it was pretty hot then (high 30s) and the maternity ward was even warmer than that. Now, I know that the rule is to wrap up babies after they’re born but with those kind of temperatures, we just put a nappy on him and nothing else. Yet, every time the nurses came into the room they insisted in wrapping him in three layers of clothing. Net effect? Well, if we’d stayed any longer he’d have been dehydrated as the sweat was just pouring out of him with all that clothing and he clearly wasn’t comfortable.
He’s still considerably behind in his vaccinations too because anytime that we’ve taken him along between roughly March and October they announce that he’s got a fever and can’t get the vaccination. Even outside that time, it’s often warm enough for him to “have a fever” so we’re lucky if we manage one vaccination per year.
So, whilst the icecream vans appear in Northern Ireland in March at perhaps 15c, you’d be unlikely to find anything similar below 25c over here.
Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.An Australian, an Irishman and a Frenchman…
An Australian, an Irishman and a Frenchman were sitting in a pub.
Australian: Gee, it’s wet today.
Irishman: Sure is, almost as wet as we get in the west coast of Ireland.
Frenchman: You’re not French. You’re not allowed to criticise the weather in France. I’m going to start a poster campaign against you and have someone come round and smash your place up.
Australian: Wow, do you mean that the weather in France is just the same as it is here in Belfast today?
This one is specially for SuperFrenchie 🙂
Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.Buying a house in france: part 14: housing: your house in the UK
We’re looked at French housing, but what about your house in the UK?
Even if you are absolutely certain that you are going to spend the rest of your life in France, it’s best to retain your house in the UK if you can so that you have a fall-back position in case things don’t work out in France or you change your mind about living here. Not everyone is able to maintain houses in two countries of course and it will probably make finances a little tighter in France than they would otherwise be. However, once you sell your house in the UK you can find it very difficult to get back into the housing market. In our own case, our UK house went up over 40% in less than three years and effectively beyond our reach had we sold it when we moved.
If you are lucky enough to be able to keep it, you should try to rent it out. Not only will this keep the house occupied but it will help pay the mortgage etc. without needing to rely on income from France to pay for the various bills that will arise in the UK.
If you are going down the rental route, you will almost certainly need to change your mortgage to a buy to let one as few normal residential mortgages allow you to rent out your property easily. Your house insurance also needs to change to reflect the fact that you will have tenants in the house and that it may be unoccupied for extended periods of time between tenants (don’t rely on 100% occupancy!).
Although you could try to find tenants yourself, it’s much simpler to arrange the rentals through a letting agency as they can arrange for work to be done and to inspect the house before during and after each tenancy. This service usually costs around 10% of the rental income plus advertising costs of around 100 in advance of each tenancy.
Costs will continue during periods that you don’t have tenants. For instance, you are still liable for aspects of the electricity, gas and water bills. Throughout your ownership you also need to pay council tax / rates and, of course, insurance.
It’s difficult to be definitive about this decision. Keeping a house in the UK does entail a lot of costs from insurance to mortgage not to mention the additional effort that you need to put into managing your house (even if you have a letting agent). However, selling can be quite a permanent thing to do if you live in an area where prices move quickly and, to my mind, it’s best to retain your house as a fall-back should things in France not work out as you expect.
If you do decide that selling is the best option for you, it’s best to get this in motion before you leave the UK as otherwise you could find yourself liable for French capital gains tax on the proceeds of any sale.
Separately, but related to this topic, is the issue of maintaining a UK postal address. This is one thing that is definitely advantageous to do. If you can change the address for several credit cards to that of a friend or family member before you go, this will effectively move your credit history to their address which we have found to be very useful over the years.
Next week, we move onto French banking.
Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.Buying a house in France: part 13: housing: the buying process
In many ways, the house buying process in France is quite similar to that in the UK but there are important differences.
Once you’ve found a place, the first stage is to sign a Promis d’Achat (promise to buy). If the seller accepts this, then you have your house as they aren’t allowed to even show it to anyone else (ie no gazumping), subject to you following through with the later stages of the purchase, of course. Signing this commits you to buy the place at the agreed price but only commits the seller to sell to you if they accept this contract.
Since it commits you to buying, you MUST add a “subject to mortgage” clause if you plan on getting a mortgage for the purchase. The mortgage clause needs to include the bank that will be giving you the mortgage, the rate and the term of the mortgage so if you are hoping to get a French mortgage you’ll need to see the bank first. If you haven’t done so already, you should open a French bank account at this stage (links to the various banks are in the Foreign Perspectives directory) During the next two weeks or so the notary will draw up the Compris d’Achat which is the sale contract and will come with an inventory of what’s included in the price and a completion date for the sale. You need to pay a deposit of 10% (sometimes 5%) to the notary at this point. Although you and the seller can use the same notary, it’s best to have your own one (this doesn’t cost any extra as the notaries split the fees). Read the inventory very carefully as what is understood to be included in France is very different to what is understood in the UK. For instance, you can be left with bare wires where light fittings used to be and even gaps where there used to be doors.
On the completion date, you go along to the office of the sellers notary and sign for the property. You need to sign every single page of the contract so allow an hour or perhaps two to do this. Once completed, the property and everything in it is yours. Unlike in the UK, everything you find within the property at that point belongs to you which sometimes includes the likes of unwashed dishes in the sink but can also include furniture and the like eg in our case we acquired a very nice desk valued at 9,000‚€!
Once the sale is completed, the estate agent will arrange to have the electricity, phone, etc. transferred into your name. If you are buying a commercial property (eg B&B) you must be registered with the Chambre of Commerce before these can be transferred into your name.
Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.
