Archive for the ‘Relocating’ Category

French policies on taxes and benefits proposed for the 2007 election

Boris over at France This Way writing about the upcoming French elections reminds me that I’m registered to vote here and perhaps I should find out some more about the people who I might be asked to vote for.

Although registered to vote here, I can only vote in the local and European elections, not the national ones that Boris talks about. Still, it’s interesting to read his take on the policies being proposed by the leading candidates.

Sarkozy definitely sounds like the candidate that France needs. Unfortunately, going by past performance he would more than likely back down from his policies in the face of certain public demonstrations against reductions in benefits. Does that mean that France needs Royal with her policies of increasing benefits and just borrowing more and more to pay for it? Boris suggests that getting him elected and driving France to the abyss would get someone strong enough to pull France out of the hole next time around but I don’t think it would: France would just go sailing over the abyss with spiralling unemployment as it became too expensive to employ people and too difficult to entice people to work anyway when the benefits were so high.

I for one would be quite happy to remain unemployed until retirement age if I was getting paid 90% of what I previously earned. After all, that would free me up from the expenses of going to work each day and would almost certainly mean that I’d get more net “pay” than I was before. Why would anyone be daft enough to look for work under those circumstances?

In fact, the only fly in the ointment in this scenario is that France quite clearly doesn’t have enough money to pay for the pensions that it’s contracted to pay for. At present, there doesn’t appear to be any option other than “pay as you go” schemes in France. These are wonderful inventions which mean that as soon as the scheme is introduced all those presently retired get a full pension which is paid for by those currently working. Unfortunately, since they aren’t funded the whole system depends on having a reasonable number of people working for each person retired.

When old age pensions were first introduced in the UK way back in 1908 for over 70s, the average life expectancy was 50 ie most people died before they received their pension. Now though, with life expectancy over 70, most people do receive their pension. So whilst in 1908 it was no problem paying the pensions in that most people didn’t live long enough to get them, now we find taxes increasing more and more to cover pension payments and yet still there is no “money in the pot” to pay for them.

So what will happen in France? I think that regardless of who is elected, social contributions and benefits will remain high because no French polician is prepared to stand up against the certain protests against reducing benefits. So, the country will have to borrow more. That’s not a sustainable strategy and sooner or later the lenders will call a halt. When they do, it will more than likely be catastrophic for France with widespread and substantial cuts in benefits and taxes called for accompanied by privatisation of just about everything I suspect.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Internet booking scams

Once you have your website properly set up on the Internet and listed in the search engines, you can expect to start receiving scam bookings. In fact, if you aren’t receiving them it’s an indication that you haven’t got your site listed properly.There are many variations on the scam theme these days but they have a number of characteristics in common, namely that the spelling & grammar are bad, the e-mail address is one of the free yahoo or hotmail ones and that the booking is for an usually large number of rooms. However, we’ve also received genuine bookings that meet all three criteria so sometimes you need to check a little further before you reject such a booking.Other common themes are that the main source of them is Nigeria, they’re usually from a “Christian organisation” and that they want you to bill them extra and buy mobile phones or rent cars with the excess. Sometimes, they will even quote a credit card number which works but you’ll find that in due course the card turns out to be stolen and the bank take the money charged off you.

Whilst old-timers at the holiday rental business will tell you that they can spot these straight away, when I ran a genuine example past them they rejected that too because it was for 10 rooms, it was from janine79@yahoo.com and the grammar was bad yet we banked a fair amount of money from this one last year. It did take a couple of e-mails and a search for the acting company they quoted to convince me that it was real though.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Is neutrality ethical in wartime?

Swiss Flag Frenchless in France raised the issue of how ethical it really was for Switzerland to be neutral during the war.

I’ve always thought of it being a noble thing to be neutral but as she pointed out there is another side to that neutrality. Swizerland turned away many refugees that could have escaped persecution under the Nazi regime. Yes, there were many Swiss who did help a great many refugees but as a nation they rejected all of them. Aside from that there is the issue as to what would have happened had the war gone Hitler’s way. Would that neutrality have been respected had Switzerland found itself surrounded by Nazi occupied countries? I think not.

I’m sure that it is useful to have a neutral venue like Swizerland to hold peace talks and the like but it seems to me that it can come at a terrible price during wartime.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

Buying a house in France: part 7: visas & immigration: introduction

British Passport This is one of the most complex areas of our guide as there are so many factors involved including your nationality, marital status, employment status for you, your spouse and your children.

If the simple case described in this section doesn’t cover you, it’s best to start looking into the matter as soon as you can as it can take ages to resolve immigration issues. Broadly speaking there are two basic types of immigration to France: where you are a European and where you aren’t. There’s a third variant where you are a European and your spouse isn’t which we’ll cover separately. Some defniitions are useful at this point:

A “visa” is a permit to enter a country and is usually obtained from the French embassy in your country of residence. There aren’t any French embassies in France itself of course and in some circumstances you may need to point this out to various people in the course of applying for your residence permit. A European Family Permit is a special type of visa issued to spouses and family members of European citizens who are not themselves Europeans.

France is in what’s called the “Schengen Area” which is a group of countries which grant a single visa to enter all of them. So, if you have a Shengen Visa for, say, Belgium then you don’t need an additional visa to enter France because both France and Belgium are in the Schengen Area.

A “residence permit” (“Carte de Séjour) is a document permitting you to live in a country. In some cases this permit may also give you permission to work in that country but you may need a “work permit” to do that.

A “work permit” gives you permission to work in a country. It may be incorporated into your “residence permit”.

Europe has two basic classes of countries: those which are established and those which are subject to transitional arrangements. Established countries are, generally, those which have been in the European Union for four years or more. Newer countries are subject to transitional arrangements in some circumstances, notably in terms of requirements regarding residence permits.

Anyway, next week we’ll be covering the case where you and your family are Europeans.

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.

When are restaurants open in France?

If you go by the signs, they are open from as early as 8am to as late as 11pm or so. However, if you try to order a meal it’s a very different story. The most common times are from about 11am to 10pm but in practice almost all such restaurants only serve food from noon to 1.30pm and from about 7.30pm to 9pm. Even the French fast-food chain Quick only serves its full menu a little bit outside the noon to 2pm period so you can’t even have a burger at 3pm if you wanted one unless you go to McDonalds.We still get caught out by those hours. A coffee-shop (salon du thé) opened recently in Estagel and we’ve been meaning to try it out for ages. We were running a little behind schedule on Sunday so thought that it would be a good time to get a sandwich or something from them as they had a sign saying that they opened from noon ’til 10pm. What happened when we turned up at 3pm? The waitress came out and said that they weren’t serving meals until the evening. The funny thing is that we were their only customers that day so the five staff will once again be sitting almost all day doing nothing. In fact, we’ve only ever seen the staff inside so perhaps we were their first ever customers.Perhaps we’ll be more lucky with the kebab shop but somehow I can’t see it.

Actually, I dispair of the local cafes in general. One of them refuses to serve foreigners unless the waitress hears them speaking French and another is openly hostile towards them yet both are increasingly dependent on the tourist trade.

 

 

Copyright © 2004-2014 by Foreign Perspectives. All rights reserved.
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